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5195 306th Street, Dixon, IA 52745.
Appreciate the privacy this home offers as it sits comfortably set back on over 1 acre of land and offers an open concept floor plan on the main level with 4 total bedrooms, 2 full bathrooms, and a walk out basement. Step inside and appreciate the modern improvements and functionality of the home. On the main level the large open concept living room flows seamlessly to the dining space and welcoming kitchen. The kitchen updates include cabinets, appliances, neutral backsplash and open shelving while leaving this space feeling large, open and clean. The main level also features 3 large bedrooms and a full bathroom with custom tile work and updated fixtures. The lower level offers a warm and cozy space with a wood burning stove and an area that is plumbed for a possible second kitchen or wet bar. The oversize primary bedroom is also located in the lower level that could be used as a guest suite. This home offers opportunity for growth and expansion while giving space for hosting and entertainment. Listing agent related to seller.
MLS ID: 12759703
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5195 306th Street, Dixon, IA 52745.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $369,900 | $369,900 | $369,900 |
| Down Payment | $73,980 | $12,947 | $92,475 |
| Monthly Mortgage Amount | $2,019 | $2,447 | $2,436 |
| Taxes | $515 | $515 | $515 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $163 | $0 |
| Monthly Estimated Total | $2,642 | $3,233 | $3,059 |
Dixon, IL is a historic city along the Rock River that blends small-town charm with a vibrant community spirit. The city offers a strong mix of cultural, recreational, and educational opportunities. Residents enjoy a variety of local shops, restaurants, and events, as well as outdoor activities such as boating, fishing, and biking along scenic riverfront trails. Its historic downtown, paired with modern conveniences, creates a balanced environment that appeals to both families and professionals.
Once home to Ronald Reagan as a child, Dixon has kept its history alive with celebrations and preservation. Situated along two banks of the Rock River, this historic and charming little community filled with classic brick structures lining its downtown district offers residents a quiet place to settle without sacrificing great dining and shopping.
Art lovers relish in the local galleries, community art fairs and year-round performances at the art center. A particular favorite is the Gardentstock Arts & Music Fest where local artists feature their work, and local musicians entertain throughout the day and night. This little community is well known for its festivals, bringing in visitors from surrounding communities as far as two hours away. Fourth of July fireworks wow the residents, the Petunia Festival spreads beauty throughout the downtown streets, and the fall Scarecrow Festival delights all.
The real estate market in Dixon is diverse and inviting. Buyers will find an array of housing options ranging from classic single-family homes on tree-lined streets to newer construction with updated layouts and amenities. Historic properties, some with unique architectural character, are also available and reflect the city’s long-established roots. For those seeking more space, country homes and properties with acreage can be found just outside the city, offering privacy while keeping local amenities close at hand.
Affordability is a major advantage in the local housing market, making it an appealing choice for first-time homebuyers, retirees, and investors. The community’s steady growth, along with its convenient location within Northern Illinois, ensures that housing retains long-term value. With its strong sense of community, accessible lifestyle, and variety of real estate options, Dixon offers an excellent balance of small-town living and opportunity, making it a desirable place to call home.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Dixon, IL. You can also contact us—we are here to help!
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